Services - DunCredit Solutions LTD

Frequently Asked Questions

Common inquiries and important information about our services that can help you choose the right option for your needs.

A salary advance is an opportunity for employees to access part of their earned wages before the official payday, alleviating immediate financial pressure.

How do I apply for a loan?

Employees can simply fill in their details on our application form for Civil Servant from or any other normal applicant. If you face any issue in the form, kindly send a message via whatsapp ( 260572579469 ) or Email ( contact@dunsolution.com ) and we will get back to you immediately

What are the repayment terms?

Repayments are automatically deducted from your salary over a predetermined period and installmentally if required, ensuring a hassle-free payment process.

Is there a fee for using this service?

We maintain transparency with no hidden fees; however, nominal charges may apply depending on the loan amount and tenure.

Our Portfolio of Success

Showcasing Our Achievements

To become Zambia’s most trusted digital credit partner, empowering workers with fast, fair, and technology-driven financial solutions that improve everyday life.

Focus on Ethical Practices

Transparent Processes

Commitment to Financial Wellness

Driven by Technology

To make credit accessible, fair, and quick for working individuals who struggle with traditional banking delays.

Focus on Ethical Practices

Transparent Processes

Commitment to Financial Wellness

Driven by Technology

Demonstrating our collaboration with employers to enhance workplace lending solutions across Zambia.

Transparency – no hidden charges.

Responsiveness – fast communication and updates

Integrity – we uphold ethical lending practices.

Convenience – digital processes, minimal paperwork.

Our Services

Discover a variety of payroll-based financial solutions that empower employees to access their earned wages when they need it most.

Salary Advances

We provide instant advances exceeding your organization's internal cap, up to 40% of your salary. Repayment is due in full on your next payday, with a minimal flat servicing fee.

Structured Salary Loans

We offer structured loans tailored to support employees' financial well-being, with convenient repayment options. Loan amounts range up to 108% of your monthly net salary, with a maximum repayment tenure of 3 months.

Instant Civil Service Loans

Our instant loan solutions offer swift financial support for civil servants, with streamlined processes and minimal paperwork. Apply with your KYC documents and employment confirmation for quick approval.

Employer-Backed Credit Solutions

We collaborate with employers, including farmers, to promote financial inclusion for individuals with limited credit history. Our secured lending options offer instant fund disbursements, providing swift access to financial support when needed.

Digital Applications via WhatsApp

Utilizing WhatsApp, we provide an easy and accessible way for employees to request loans and salary advances seamlessly